Stay Informed

Learn about the current state of the industry and what the AFA is working on in our monthly newsletters. Send us an email to to start receiving them today.


Sign up for our free webinars! Hear firsthand what we are currently accomplishing and take part in Q&A with the AFA directors and lobby firm.

Upcoming Schedule:

March 2024 TBA

Download Past Webinars:

November 28, 2023
11:00am PST

Join us as we explore how the American Factoring Association (AFA) is strategically addressing disclosure laws at both the state and federal levels. The focus will be on the latest developments in federal disclosure regulations and state-level updates, shedding light on the AFA's stance on these critical financial matters. 

To download this webinarclick here

July 19, 2023
11:00am PDT

  • State by state and federal update on disclosure legislation this session
  • CA SB 33 - This California bill removes the January 1, 2024, sunset provision that applies to a disclosure requirement of the cost of a commercial financing transaction expressed as an annualized rate.
  • Texas S.B. 1918 Win
  • Exemption from Dodd-Frank 1071 Final Rulemaking

To download this webinar, click here

February 27, 2023
11:30am PST

Join us as AFA legal counsel Liz Craddock and Rob Carothers provide an update on several key state-level legislative and regulatory proposals that would have a significant impact on the factoring industry, including:

• The California Department of Financial Protection and Innovation has issued a proposed rulemaking that would impose additional regulatory reporting requirements on factors and would authorize the Department to take action to prevent unfair, deceptive or abusive practices by factors.
• The New York Department of Financial Services has recently issued its final rule implementing commercial finance disclosures and we will provide an overview of the final rule.
• Several additional states have introduced legislation to impose commercial finance disclosures.

We will also discuss the AFA’s plans to push for federal legislation that would preempt state commercial finance disclosure laws and create a uniform federal law that factors are better able to comply with, and we will provide an update and overview of the upcoming AFA Washington D.C. Fly-in.
To download this webinar, click here.

December 7, 2022
Post Election Update and National Disclosure Law Discussion
To download this webinar, click here

August 24, 2022
In 2018, California became the first state to pass a commercial finance disclosure law (CDL) requiring certain commercial finance companies, including factoring companies, to make consumer-style disclosures to financing recipients. After years of regulatory delay, revisions, and comment periods, the California Department of Financial Protection and Innovation released its final regulations implementing the CDL in June. Critically, factors and other commercial finance companies must come into compliance by December 9, 2022. This short timeline, paired with a specific and complex set of regulatory requirements under the new regulation, means that compliance will require a substantial amount of time, effort, and resources for anyone entering factoring agreements with California businesses. These difficulties are compounded for factoring companies, who have to comply with additional requirements in order to determine the “APR.” Join Bradley attorneys Alex McFall and Christopher Friedman as they provide practical advice to factors about how to come into compliance with these new requirements.
To download this webinar, click here

June 13, 2022
SBA Subordinations – Update on AFA action items with the SBA and status of the approved uniform SBA subordination agreement. Important provisions that Factors have been asking for and what accommodations the SBA has agreed to in favor of Factors will be discussed. These changes are all reflected in the SBA’s revised standardized subordination agreement. You can download the agreement here.
To download this webinar, click here

March 10, 2022
SBA Subordinations – Update on AFA action items with the SBA and status of uniform SBA subordination agreement.
New State Regulations – What states are proposing new disclosure or registration requirements for factors?
Federal Regulation – What is the status of HR 6054 Small Business Lending Disclosure Act of 2021? How could this affect the factoring industry?
To download this webinar, click here

December 9, 2021
Topic: Update on Federal Representation, SB 1235, NY Disclosures, Dodd/Frank 1071, H.R. 6054, NJ Senate Bill S.233 & SBA Subordinations
To download this webinar, click here

August 24, 2021
Topic: National Disclosure Law Update, SBA Subordinations & Dodd-Frank 1071
To download this webinar, click here

June 16, 2021
National Disclosure Ramifications and Questions - The National Standard Conversations Continues...
  • How it would work
  • Ramifications
  • Post IFA Annual Conference recap
To download this webinar, click here

April 1, 2021
National Disclosure Ramifications and Questions
A Factor's Biggest Threat - Federal and State Financing Disclosure Laws:
  • The pros and cons of federal versus state disclosure laws
  • Formation of a legal team to draft potential legislation
  • Small business allies
  • Issues calculating APR
  • Winners and losers of disclosure laws
To download this webinar, click here.

February 4, 2021
Download our webinar on February 4 in which we updated our members on the changes in Washington, DC, and how they will impact the factoring industry.
To download the webinar, click here.

December 9, 2020
Download our webinar on December 9 in which we shared the election results and how they will impact the factoring industry.
To download the webinar, click here.

October 6, 2020
We are about a month away from an election that could have a significant impact on factoring. Join our webcast in which we will share which races to watch and what current polling indicates. The webcast will also discuss the implications the election might have on factoring. The AFA might even take a victory lap or two on its recent success in convincing the CFPB that factoring is not covered by Section 1071 of Dodd-Frank. 
To download the webinar, click here.

August 14, 2020
Learn what is going down RIGHT NOW in D.C. and across the country, and what you can help with. Our Washington D.C. Law Firm, Jones Walker, will have Palmer Hamilton on to discuss the insider's view, answer your questions and give you the latest scoop on D.C. and where we are heading in this critical time. Along with Bert Goldberg, Executive Director, AFA board members Cole Harmonson and Robyn Barrett will be asking critical questions and covering all the topics relevant to you right now. 
Topics Include: 
*PPP Round 3: Can we get Independent Factors included? 
*CFPB: disclosures that could be required and what we are doing about it? 
*New York and California Rules: what they mean and what does this hold for the future? 
This is a critical time for the Factoring Industry, we want you to know where your dollars are going and what we are fighting for on your behalf. 
To download the webinar, click here.

Voice for the Factoring Industry

The AFA is the sole body representing the factoring industry in Washington, D.C.  If you are a factor or work with the factoring industry, make your voice heard.  Support the AFA.